Whew, Chase! If your credit card were a person, it just got a designer makeover, joined a boutique gym, booked a five-star retreat… and then charged you $795 to hang out.

Let’s unpack the June 2025 Chase Sapphire Reserve® overhaul with receipts, humor, and the kind of side-eye reserved for resort fees.

🏷️ 1. That Annual Fee? It’s Giving Inflation, But Make It Fashion

Remember when $450–$550 was the “normal” range for a premium credit card? Yeah. Now it’s $795.

• 💸 $795 annual fee as of June 23, 2025 (up from $550).
• 🧍‍♀️ Authorized users? $195 each (up from $75).

For comparison, Amex Platinum charges $695. Chase said, “Bet. Let’s go higher.” Next thing you know, they’ll be adding a luxury resort fee to your envelope.

✈️ 2. Rewards Reshuffled: More Points, More Portal, More Pressure

Chase redid the whole rewards system, and now it’s optimized for travelers who book through Chase Travel℠. If you book direct? You might feel the downgrade.

New Point-Earning Structure:

Booking direct is now like skipping the family reunion—you technically still earn something, but grandma’s not impressed.

💥 3. Points Redemption Gets an Overhaul: Meet “Points Boost”

• Previously: Points redeemed through Chase Travel were worth 1.5¢ each.
• Now: Meet “Points Boost”—a fancy new multiplier system offering up to 2¢ per point on premium flights and hotel redemptions (but only on select bookings).

BUT! You can’t stack the new system on top of the old.

• If you had points before June 23, 2025, you can still redeem them at 1.5¢ per point through October 2027.
• New points = new math = new headache.

Bottom line: If you’re not planning to decode this like it’s the Da Vinci Code, consider just transferring your points to Hyatt and calling it a day.

🎁 4. New Perks Galore—If You Actually Use Them

Chase tossed in a buffet of credits to soften the sticker shock. It’s giving “treat yourself,” but only if you’re into upscale everything.

Statement Credits Breakdown:

• 💼 $300 annual travel credit (classic, unchanged)
• 🏨 $500 hotel credit at The Edit by Chase℠ (split into two $250 credits/year)
• 🍽 $300 exclusive dining credit (Michelin-level places via Chase Dining)
• 🎟 $300 StubHub/Viagogo event credit (hello, Beyoncé tickets)
• 🍏 $250 Apple TV+ and Apple Music subscription credit
• 🚴‍♀️ $120 Peloton gear credit + 10X points on equipment purchases
• 🚗 Lyft Pink, DashPass, Instacart+, and IHG status perks extended

You’re looking at $2,700 in total potential value—if you’re boujee enough to use every last one. (And don’t forget to set those reminders because nothing hurts more than an unused credit.)

🚴‍♀️ 5. Peloton Lives On (So Does Your Guilt)

In case you were worried: Chase renewed the Peloton partnership through 2026.

New Perks:

• $120 in statement credits for Peloton gear
• 10X points on eligible Peloton equipment purchases over $250

So yes, you can still buy that branded yoga mat or overpriced bike shoes, and now Chase will reward you for the delusion that you’ll start working out next Monday. Again.

💰 6. If You Spend $75K/Year… Chase Gets Real Friendly

For the high-rollers:

Spend $75,000 annually on your Reserve, and you unlock:

• Southwest A-List Status + $500 Southwest credit
• IHG Diamond Elite Status
• $250 Shop with Chase Retail Credit

You, too, can become the Chase equivalent of a black cardholder—don’t blink while spending $6,250/month.

✨ 7. What Stayed the Same? (Bless Them)

• 🛂 Global Entry/TSA PreCheck credit – still here
• 🧳 Trip protection, car rental insurance, baggage delay coverage – yep
• 🧑‍🤝‍🧑 Priority Pass lounge access – yes, but fewer free guests come in 2026
• 🏦 Points transfer to airline/hotel partners – still going strong
• 🤝 You can now hold Sapphire Reserve and Sapphire Preferred (for stacking strategies)

🎭 TL;DR: Is It Worth the Drama?

You Pay, You (Maybe) Get

🦆 Boujee Duck’s Bottom Line:

This version of Chase Sapphire Reserve is boujeer, bolder, and way more expensive.

• If you use the credits, book through Chase, and love high-end perks → It’s still a win.
• If you’re here for basic travel points, cheap flights, and free lounge snacks for friends → This ain’t it, sis.

Personally, I’m holding on for now… but I’m watching Chase like an airline gate agent eyeing an oversized carry-on.

💡 Frequently Asked Questions About the Chase Sapphire Reserve® 2025 Update

Q: What is the new annual fee for the Chase Sapphire Reserve® card in 2025?
A: Starting June 23, 2025, the annual fee increases from $550 to $795. The authorized user fee also jumps from $75 to $195 per user.

Q: What new perks come with the Chase Sapphire Reserve® overhaul?
A: The updated card includes up to $2,700 in annual credits, such as:

• $300 travel credit

• $500 hotel credit via The Edit by Chase℠

• $300 dining credit

• $300 StubHub/Viagogo credit

• $250 Apple subscriptions credit

• $120 Peloton gear credit

• Plus Lyft Pink, DashPass, and IHG Platinum status

Q: Did Chase remove the 1.5¢ per point redemption value?
A: Yes, the 1.5¢ redemption through Chase Travel is being phased out. It’s now replaced by the Points Boost feature offering up to 2¢ per point on premium bookings. Points earned before June 23, 2025, still qualify for the 1.5¢ value through October 26, 2027.

Q: Is the Chase Sapphire Reserve still worth it after the changes?
A: If you use the travel and dining credits, book through Chase, and enjoy premium perks, it’s still worth it. But casual travelers may find it harder to justify the $795 fee without maximizing the new benefits.

🛫 Still unsure if it’s worth it?

Read the full breakdown, sip something strong, and come vent with me (or cheer!) over at TheBoujeeDuck.com for more card comparisons, travel hacks, and boujee updates. ✨

🦆💼✨ Because boujee travelers deserve transparency—and free airport cheese cubes.